How to Turn Life’s Curveballs into Comebacks with the Right Coverage
Life has a way of throwing unexpected curveballs at us when we least expect them. Whether it’s a natural disaster, an unforeseen accident on your property, or an unexpected financial hurdle, these moments can be challenging and daunting. As homeowners and property owners, protecting your investment is not just about maintaining the physical structure but also ensuring you have the right coverage to turn those curveballs into comebacks. In this blog post, we will explore how having adequate insurance coverage can provide peace of mind and act as a safety net when life throws its unpredictable challenges your way.
Navigating Property and Casualty Insurance After a Loved One Passes
The passing of a loved one is a profoundly difficult time filled with emotional upheaval and numerous responsibilities. Among the many tasks that need attention, dealing with property and casualty insurance policies can be both confusing and overwhelming. Whether you’re handling the estate of a family member or managing the transition of business ownership, understanding what happens to these insurance policies is crucial. This blog will guide homeowners and business owners through the intricacies of maintaining, modifying, or closing an insurance policy after someone passes away, offering reliable advice for ensuring protection during a challenging period.
How Weather-Related Disasters in Other States Impact Wisconsin Insurance Rates
As residents of Wisconsin, we might often feel insulated from the extreme weather events that make headlines across the country. Hurricanes battering the Gulf Coast, wildfires raging through California, and tornadoes sweeping across the Midwest can seem like distant phenomena. However, these weather-related disasters have a profound impact on insurance rates right here in our state. Understanding how these out-of-state events affect your home or business insurance premiums is crucial for homeowners and business owners alike. In this blog post, we will delve into the ripple effects of national climate crises on local insurance markets and what you can do to prepare.
Safety First: Insuring Your Wisconsin Cottage or Lake House
Owning a cottage or lake house in Wisconsin is a dream come true for many people. It provides the perfect getaway from the hustle and bustle of everyday life, offering peace, tranquility, and beautiful views. However, it’s important to remember that vacation homes are not immune to risks and potential hazards. From seasonal weather changes to environmental factors, there are several threats that can jeopardize the safety of your property. In this blog post, we will discuss tips for protecting your Wisconsin cottage or lake house by ensuring you have the right insurance coverage in place.
How To Video Your Property Before An Insurance Event Happens
As a homeowner or business property owner, it’s important to be prepared for any unexpected events that could damage your property. One way to ensure you have evidence of your property’s condition before an insurance event occurs is by creating a video walkthrough. In this blog post, we will discuss the importance of videoing your property, as well as provide some tips on how to effectively document your space.
How to Identify if Your Roof Has Hail Damage
As a homeowner, it’s important to be aware of the potential damage that hail can cause to your roof, especially with the crazy summer storms that we’ve been having in Wisconsin, lately. Hail storms can wreak havoc on your home, leaving behind costly repairs if not addressed promptly. In this blog post, we will discuss how to identify if your roof has hail damage so that you can take the necessary steps to protect your investment.
Spring into Action: How to Prepare Your Home and Property for Spring Maintenance
As winter fades and the days grow longer, it’s the perfect time to start preparing your home and property for spring. Proactive maintenance can help you avoid major issues down the road. From roof inspections to gutter cleaning, here are essential tasks to keep your home in top shape for the upcoming season.
Why Choosing a Repair Service with an A+ BBB Rating is Crucial for Insurance Claims
Dealing with home, business or auto repairs can be a stressful and overwhelming experience, especially when it involves filing an insurance claim. When faced with the task of selecting a repair service or contractor to handle your repairs, it’s essential to choose one with an A+ Better Business Bureau (BBB) rating. In this blog post, we will discuss why selecting a repair service with an A+ BBB rating is in your best interest when dealing with insurance claims.
What you need to know about the rising cost of your insurance
Your partnership with us at BWO Insurance Group means the world to us, especially during these challenging economic times. We understand the concerns surrounding fluctuating rates and coverage adjustments. Allow us to shed some light on what is driving these changes:
Catalytic Converter Theft: What It Is and How to Prevent It
Have you heard about the recent rise in catalytic converter thefts? If you own a car or a business that has a fleet of vehicles, then you need to be aware of this growing problem. The theft of catalytic converters has become a major issue, especially in densely populated cities and suburbs. Thieves target these devices because they contain precious metals, like platinum, palladium, and rhodium, that can be sold for a high price. In this blog post, we will explain what catalytic converter theft is, how it happens, and most importantly, how to prevent it.
Why An Umbrella Policy Is Important To The Holidays
With the holidays upon us, many of us are wrapping up our gift lists and finalizing our party plans. But amidst all the festivities, it’s important to remember to protect our assets and loved ones. That’s why an umbrella policy is such an essential investment. In this blog post, we’ll explore why this kind of insurance is particularly important during the holiday season.
The Most Common Insurance Claims in the Fall
Fall marks the start of brisk weather, the onset of various seasonal diseases, and a change in nature’s color. As you take in the sights and sounds of this colorful season, it’s essential to remind ourselves that Fall also triggers an increase in insurance claims. We are referring to insurance claims related to property damages, car accidents, and slips and falls, among others. From homeowners to businesses, everyone is susceptible to experiencing fall-related risks. But how can we prepare for these risks? In this blog post, we will discuss the most common insurance claims in the fall and provide tips on how to prepare for them.
The Unfortunate Connection Between Pumpkin Spice and Home Fires
As we welcome the cooler weather and fall season, it’s tempting to fill our homes with the delightful scent of pumpkin spice and apple pie candles. However, many homeowners may not realize the potential danger of these candles. Fall-scented candles can unintendedly increase your odds of a home fire, especially if you’re not careful. In this blog post, we’ll explore the reasons why pumpkin spice and fall scent candles are potential hazards and what you can do to enjoy the fall season safely.
Preventing Workplace Injuries: 5 Causes of Disabling Workplace Injuries and How to Mitigate Risk
Every employer’s worst nightmare is seeing one of their employees seriously injured on the job. When an employee suffers a severe workplace injury, the consequences can be long-lasting for both the employee and the employer. While some injuries may be minor, many result in severe disability, leaving the employee unable to return to work for a prolonged period, or in the worst-case scenario, permanently. Disabling workplace injuries can be costly for businesses and devastating for employees. In this post, we will cover the top five causes of the most disabling workplace injuries and how employers can mitigate the risk of these injuries occurring.
How Climate Change Can Affect Your Insurance Rates
Climate change is one of the most pressing global challenges we face today, and its effects are becoming increasingly evident. One of the notable consequences of climate change is the rise in extreme weather events, including storms and tornadoes. These severe weather events pose a significant risk to both property and auto insurance, impacting insurance premiums and coverage for policyholders.