Commercial Insurance

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  • If your business relies on vehicles, the right commercial auto insurance is essential. BWO Insurance offers tailored coverage to protect against liability, property damage, and other risks. Whether you have a fleet, trucks, or company cars, we provide solutions that fit your needs and budget.

    Let BWO Insurance help you find affordable, reliable coverage. Contact us today for a get a free quote and peace of mind.

  • Insuring your business is a smart investment. A Business Owners Policy (BOP) provides essential coverage, including protection for buildings, business property, and liability risks associated with daily operations.

    Unexpected losses can be devastating for small and medium-sized businesses—having the right coverage ensures you’re prepared.

    At BWO Insurance, we tailor BOP coverage to fit your unique needs. Contact us today for a free quote and the peace of mind your business deserves.

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  • Commercial General Liability insurance protects you and your business from potential claims against any injuries or property damages that might occur in the course of operating a commercial enterprise. Identifying risks is something BWO has plenty of experience with – we represent several companies to provide our customers with diverse options for coverage, meaning there’s one perfect solution tailored just right for their needs!

    Contact us today.

  • Commercial package policies are a great way to ensure that your business has protection in case something goes wrong. With options like liability coverage, machinery loss and other optional coverages- these come with other benefits too! These policies can be customized to your kind of business. BWO Insurance has many customizable options. Get a quote now.

  • We at BWO Insurance understand the importance of commercial property insurance for your business. The purpose is to protect you from accidents and losses, such as fires or thefts that could happen while running errands during off hours; however, it also helps in case something goes wrong with machinery when they’re most vulnerable. With BWO as your guide we can explore a number of options tailored just right according to what type(s)of coverage(s), limits/ deductibles are right for your scenario.

    Contact one of our commercial property agents today and protect your business with confidence!

  • There are literally dozens and dozens of situations where liability claims can exceed your commercial or professional liability insurance coverage limits. Liability limits are not enough to cover all of these situations, which is why commercial umbrella insurance can be so helpful. As the owner or operator you know how much your business depends on its ability to function smoothly for years in order to make a profit; but what happens if something goes wrong? Commercial umbrella policies provide affordable coverage that could help you stay afloat in these kinds of situations:

    A vehicle accident results in injury or death to another driver; your product was found defective causing illness across many people (e.g., food poisoning); someone drinks alcohol at work resulting in him/her becoming intoxicated while driving home after dinner.

    A commercial liability insurance agent at BWO Insurance can help you identify and control those exposures and review coverage options from several top rated insurance companies. Contact us today to get the right protection for your business.

  • Cyber Liability Insurance protects your business from a range of loss exposures, including damages due to the theft or introduction of viruses into another company’s network. Cyber threats can impact any business—not just tech companies. If you use email, store customer data, or conduct transactions online, your business is exposed to cyber risks. Cyber Liability Insurance helps protect against losses from data breaches, hacking, and even the unintentional spread of viruses to other networks.

    Traditional insurance policies aren’t designed for evolving cyber threats, making specialized coverage essential. Contact a BWO Insurance agent today to discuss your options and ensure your business is protected.

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  • The cost of liability claims can be overwhelming, but Employment Practices Liability Insurance (EPLI) helps safeguard your business from lawsuits filed by current or former employees. This coverage protects against claims such as: Sexual harassment, wrongful termination or discipline, failure to hire or promote, discrimination and emotional distress, and invasion of privacy.

    With workplace-related claims on the rise, having the right coverage is more important than ever. Contact a BWO Insurance agent today for a policy review and to ensure your business is fully protected.

  • Workers’ compensation insurance is a vital part of Wisconsin’s business landscape, providing financial protection for employees and their families in the event of a work-related injury.

    It helps cover medical expenses, lost wages, and rehabilitation costs while also shielding businesses from significant financial losses due to workplace accidents.

    Ensuring your business has the right coverage is essential. Contact a workers’ compensation specialist at BWO Insurance to determine if your business is required to carry coverage and explore the best options for your needs.

    Get Started Today.

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