Dear Policy Holder:
As your insurance agent or broker, our objective is to professionally serve your insurance needs. We recognize that in providing these services we have an obligation to safeguard the personal information you entrust to us, as well as other information we may collect as part of the insurance transaction.
This notice describes the policy, practices and standards we have adopted to protect and ensure the confidentiality of your non-public personal information. All of our companies and employees adhere to these practices and standards.
Privacy Policy
Table of Contents
Text Messaging Privacy Practices
BWO Insurance
We do not disclose any non-public personal information about our policyholders or claimants to any third parties except as is permitted by law. Any such disclosures are made for the purpose of transacting the business of your insurance coverage or your claim. We do not sell or market your non-public personal information.
We collect non-public personal information about you from a variety of sources. The information we collect allows us to properly underwrite and rate insurance policy and to complete the other transactions incidental to your insurance policy. Sources of information include, but are not limited to:
The Information We Collect
Information we receive from you on applications or other forms.
Information about your transactions with us, our affiliates, or others
Information we receive from a consumer reporting agency
Driver information from the state motor vehicle departments
Medical or financial information
The Information We Disclose
We do not disclose any non-public personal information about our policyholders except as permitted by law. In some cases this information can be disclosed to third parties without your authorization. These disclosures may include those made to your insurance company, appraisers, independent adjusters, insurance regulators, and/or your mortgage lender or lienholder. It is the agency’s normal procedure that your policy could be remarketed for purposes of renewing or replacing it. We do not sell our customer lists.
How We Protect Your Personal Information
We restrict access to your personal information to those employees who need it to provide the insurance products and services you have requested. We maintain physical, electronic, and procedural safeguards to protect your personal information.
Text Messaging Privacy Practices
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing with subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties
All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, excluding aggregators and providers of the Text Message services.
Any Questions?
This notice is required by federal law. If you would like any additional information, please contact us: