How to Turn Life’s Curveballs into Comebacks with the Right Coverage
Life has a way of throwing unexpected curveballs at us when we least expect them. Whether it’s a natural disaster, an unforeseen accident on your property, or an unexpected financial hurdle, these moments can be challenging and daunting. As homeowners and property owners, protecting your investment is not just about maintaining the physical structure but also ensuring you have the right coverage to turn those curveballs into comebacks. In this blog post, we will explore how having adequate insurance coverage can provide peace of mind and act as a safety net when life throws its unpredictable challenges your way.
How Your Credit Score Can Affect Your Auto Insurance Rates
When you think about auto insurance, your mind probably goes straight to coverage levels and premium costs. However, there’s a significant factor that can dramatically influence your rates that many drivers overlook—your credit score. While it might seem unrelated at first glance, the world of insurance is interconnected in surprising ways. This blog will explore how your credit score plays a pivotal role in determining your auto insurance rates and provide insights into managing this aspect effectively. So, whether you’re purchasing a new car, leasing one, or simply reviewing your current policy, understanding the connection between credit scores and insurance rates is essential.
How Weather-Related Disasters in Other States Impact Wisconsin Insurance Rates
As residents of Wisconsin, we might often feel insulated from the extreme weather events that make headlines across the country. Hurricanes battering the Gulf Coast, wildfires raging through California, and tornadoes sweeping across the Midwest can seem like distant phenomena. However, these weather-related disasters have a profound impact on insurance rates right here in our state. Understanding how these out-of-state events affect your home or business insurance premiums is crucial for homeowners and business owners alike. In this blog post, we will delve into the ripple effects of national climate crises on local insurance markets and what you can do to prepare.
Why Choosing a Repair Service with an A+ BBB Rating is Crucial for Insurance Claims
Dealing with home, business or auto repairs can be a stressful and overwhelming experience, especially when it involves filing an insurance claim. When faced with the task of selecting a repair service or contractor to handle your repairs, it’s essential to choose one with an A+ Better Business Bureau (BBB) rating. In this blog post, we will discuss why selecting a repair service with an A+ BBB rating is in your best interest when dealing with insurance claims.
What you need to know about the rising cost of your insurance
Your partnership with us at BWO Insurance Group means the world to us, especially during these challenging economic times. We understand the concerns surrounding fluctuating rates and coverage adjustments. Allow us to shed some light on what is driving these changes:
Cyber Hacking and Insurance: The Hidden Connection
In this digital age, cyber hacking has become a common threat in our society. With the increasing need for virtual communication and the storage of sensitive information online, the risk of falling victim to cyber attacks has also grown significantly. The potential consequences of cyber hacking are severe, ranging from loss of sensitive information to financial ruin. It is now more important than ever to protect your digital assets. Did you know that cyber hacking and insurance are connected? Read on to learn more about how insurance can help mitigate the risk of cyber attacks.
How Climate Change Can Affect Your Insurance Rates
Climate change is one of the most pressing global challenges we face today, and its effects are becoming increasingly evident. One of the notable consequences of climate change is the rise in extreme weather events, including storms and tornadoes. These severe weather events pose a significant risk to both property and auto insurance, impacting insurance premiums and coverage for policyholders.
Why You May Need More Home and Auto Coverage This Year, Due to Rising Inflation
There’s no doubt that we’re experiencing inflation that’s affecting our wallets and expenses as consumers. From the rising prices of everyday goods to the increased cost of raw materials, it’s no surprise that individuals are feeling the squeeze. However, inflation has an impact on more than just groceries and gas prices. Your home and auto insurance are also affected, which is why you may need more coverage this year. In this post, we’ll dive deep into how inflation affects your home and auto policies and why you may need more coverage in today’s landscape.
Mindful Steps - Handling Falls in Your Business
Running a business isn’t a cakewalk, especially if you’re the owner. You’ve got to deal with different situations and problems, including insurance liabilities. In particular, personal injury claims can hurt your business, both financially and socially. As a business owner, it is important to know how to handle falls that may occur within your business premises. In this blog, we’ll give you some tips on what to do if someone falls in your establishment and what insurance you should have to cover you and your business.
Congratulations, you just purchased a new vehicle! Now what?
We know this is an exciting time for you, but before you head out for a spin, we have some important advice: call our insurance agency as soon as possible to get the new vehicle on your policy and here’s why you must make this call sooner rather than later.
What is Umbrella Insurance and Why You Should Consider It
Many people have heard of umbrella insurance policies, but don’t know exactly what it covers and why they should consider getting one. An umbrella insurance policy is a supplemental policy that provides coverage beyond the limits of your existing homeowners, renters or business insurance policies. It is important to understand how umbrella insurance works and why it may be beneficial for you to have one.
How to Handle a Frozen or Burst Pipe in Your Home
As midwestern homeowners, we understand the risks of cold winter weather. One of the most daunting tasks we can face is dealing with a frozen or burst pipe in our home. But fear not! We have all the information you need to help you handle this plumbing emergency and get your home back on track.