A Professional Insurance Agency in Wisconsin & Illinois


The BWO Insurance Group, LLC, an independent insurance agency, was established in 1985 by Russell J. Budzisz and Edward J. Wruck as "Budzisz-Wruck and Associates Agency" with one goal in mind: Provide the best possible combination of low cost insurance protection with a high degree of professionalism.

Our goal today is the same as it was back in 1985, to provide you with a competitive rate and quality coverage to protect your most valued possessions. With over 40 insurance carriers to shop from, we’re your one stop shop. Call us today to find out how we can help with all your insurance needs.

BWO Insurance Group, LLC is prepared to provide you with a no cost, no obligation review and comparison of your insurance. Call us today for a free quote at (414) 768-8100 or find an agent near you.

Become an Agent

Talk with the rest...join the best!

At BWO Insurance Group, we offer:

  • Generous Commission
  • Contingency Participation
  • 100% Ownership
  • Agency Perpetuation
  • No Non-compete
  • No Joining Fee
  • No Monthly Membership Fee
  • Comparative Rater

Meet with the owners and find out why many of our industry's most reputable companies have partnered with BWO Insurance. View the list of carriers we work with. For additional information, call Tom Budzisz at (414) 501-1246 or (800) 924-6155, or email Tom at tom@bwoinsurance.com.


For Oak Creek Agency, Trust Is Everything


The staff at BWO Insurance

Understands that when providing a product based on a promise, trust is the most important factor to building customer relationships. “We give you our word, and we stick to our word,” says Eric Wruck, agency Principal.

Trust is also the key to BWO’s relationship with its staff and has been part of the agency since its founding. “We emphasize being open, honest, and fair with our agents and associates,” Eric says, adding that this includes letting staff share the rewards of the agency’s success.

“We share contingent commission equally with all our agents. That gives everybody incentive to not only write business, but also write good, profitable business.”

BWO Insurance has experienced dramatic growth with ACUITY over the past five years. Equally as important, the agency is among ACUITY’s top 10 agencies in profitability over the past 10 years.

Family History

Eric’s father, Edward J. Wruck, and partner Russell J. Budzisz founded the agency in 1985 with one goal in mind: provide the best possible combination of affordable insurance protection with a high degree of professionalism. In addition to Eric, current agency owners include Thomas Budzisz and Michael Osborne.

Among its clients, BWO Insurance is known for putting the needs and best interests of customers first and foremost. “Pricing is always an issue with people, but you need to educate customers that sometimes a cheap price isn’t the best option,” Eric says. “By showing prospects and clients the differences among carriers and products, people understand insurance better and know they can trust us.”

An experienced staff, some of whom have been with the agency for over 20 years, is another area of strength for the agency.

“We have very dedicated, professional people who truly do care about the customer,” Eric says. “We hire people who mirror how we like to run the business in terms of trust and fairness. We also try to keep the atmosphere lighthearted because this can be a dif cult job.”

An early adopter of agency management technology, BWO has also worked to stay ahead of the curve, deploying the latest in high-tech solutio to augment the high-touch customer ser it provides.

Growth Goals

The agency’s mix of business is about 70 percent personal lines accounts and 30 percent commercial lines. BWO’s commercial business is focused on a broad mix of mainstreet accounts and is an area in which the agency would like to
expand in the coming years.

“We’re not looking to grow massively, but smartly with organic growth and carefully targeted acquisitions,” Eric says. That growth will also be grounded in the qualities that have driven its success for the past 30 years.

“People know that we are open and honest,”
Eric says.
“Trust is everything in this business.”

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